Claiming SSP for a SME self-employed director

HM Treasury published guidance

who are not eligible for SSP, for example the self-employed or people earning
below the Lower Earnings Limit of £118 per week, can now more easily make a
claim for Universal Credit or Contributory Employment and Support Allowance:

  • For
    the duration of the outbreak, the requirements of the Universal Credit Minimum
    Income Floor will be temporarily relaxed for those who have COVID-19 or are
    self-isolating according to government advice, ensuring self-employed claimants
    will receive support.
  • People
    will be able to claim Universal Credit and access advance payments upfront
    without the current requirement to attend a jobcentre if they are advised to
  • Contributory
    Employment and Support Allowance will be payable, at a rate
    of £73.10 a week if you are over 25,
    for eligible people affected by COVID-19 or self-isolating in line with advice
    from Day 1 of sickness, rather than Day 8.

government plans to help small and medium-sized businesses and employers (fewer
than 250 employees) cope with the extra costs of paying COVID-19 related SSP by
refunding eligible SSP costs as follows:  

  • the
    refund will be cover up to two weeks per
    eligible employee
    who has been off work because of COVID-19 
  • the
    size of an employer will be determined by the number of people they employed as
    of 28 February 2020
  • employers
    will be able to reclaim expenditure for
    any employee
    who has claimed SSP (according to the new eligibility criteria)
    as a result of COVID-19
  • employers
    should maintain records of staff
    , but should not require employees to provide a GP fit note. An
    alternative fit note will be available shortly through NHS111
  • the
    eligible period for the scheme will commence
    from the day on which the regulations extending SSP to self-isolators
    into force
  • while
    existing systems are not designed to facilitate such employer refunds for SSP,
    the government will work with employers over the coming months.

government would be refunding direct to the employers once their system is all
in place in the next few weeks/months. Temporarily, the employers (company) can
pay the SSP to the director/ directors from the day they have to go to
self-isolate themselves.